Healthcare in Malta 2026: Complete Guide for Expats and Property Buyers

For many of the affluent international buyers and retirees who choose Malta as their new home, healthcare is not an afterthought — it is one of the primary drivers of the decision. The question "What happens if I become seriously ill?" must have a satisfying answer before signing any property contract. Malta answers it well.

This guide covers every aspect of healthcare in Malta as it stands in 2026: public hospitals, private clinics, insurance costs, dental care, children's health, mental health services, and the practical steps you need to take to register with the system as a new resident. Whether you are a British retiree moving on an S1 form, an EU national with an EHIC card, or a non-EU buyer pursuing the Malta Permanent Residence Programme, you will find the specific information you need here.

Malta Healthcare Overview: Why It Attracts Expats

Malta has long punched above its weight in healthcare. In the World Health Organisation's landmark comparative study, Malta ranked 5th in Europe — ahead of the United Kingdom, Germany, and Scandinavia — on a composite index measuring health outcomes, patient rights, and financial fairness. While that survey is now some years old, the underlying strengths that produced that ranking remain intact: a well-resourced public hospital, a growing private sector, and a population small enough that care never feels anonymous.

Several features make Malta's healthcare system particularly attractive to the expat demographic:

English is the working language throughout the system. Malta is officially bilingual in Maltese and English. Virtually every doctor, nurse, and administrative staff member in both the public and private sectors is fluent in English. There are no language barriers, no need for interpreters, and no risk of miscommunication over something as critical as a diagnosis or treatment plan.

Waiting times are short compared to Western Europe. For urgent and emergency cases, Malta's system is genuinely fast. Compared to the National Health Service in the United Kingdom — where patients routinely wait 18 months or more for elective procedures and A&E waits of 6–8 hours are common — Malta's public hospital feels swift. For non-urgent elective procedures the picture is more mixed, and this guide addresses that honestly below.

The public system is free for residents and EU visitors. EU nationals with a valid European Health Insurance Card receive free treatment at public facilities. Residents — including those from outside the EU who hold a valid Maltese residence permit — are entitled to use the public system. British retirees who transfer their healthcare entitlement via the S1 form (formerly the E121) also receive free public care.

Proximity to major European centres for complex cases. Malta is 90 minutes by air from Rome, 2.5 hours from London, and under 3 hours from most major European cities. For complex oncology treatment, advanced cardiac surgery, or highly specialist procedures that Malta's relatively small hospital cannot fully provision, patients routinely travel to Italy or the UK. Many private insurance policies cover this. The island's geography means that evacuation, when necessary, is straightforward.

A growing private sector has developed alongside the public system over the past two decades. Quality private hospitals, specialist clinics, and diagnostic centres now operate across the island, offering shorter waiting times, amenity-focused care, and direct access to consultants — at a cost that is significantly lower than equivalent private care in London, Zurich, or Amsterdam.

Public Healthcare in Malta: What You Get for Free

Malta's public healthcare system is funded through general taxation and is free at the point of use for all entitled residents and eligible visitors. The network comprises one main general hospital, a cluster of polyclinics, and a range of specialist facilities.

Mater Dei Hospital in Msida is the centrepiece — see the dedicated section below for a full breakdown.

Polyclinics are scattered across the island and are the entry point for most non-emergency healthcare. There are polyclinics in Paola, Floriana, Qormi, Gzira, Mosta, Rabat, Birgu, Marsaskala, and on Gozo in Victoria (the Gozo General Hospital also provides acute services). At a polyclinic, you can register with a GP, receive primary care, get referrals to specialists, collect subsidised prescriptions, and access nursing services, physiotherapy, and basic dental care.

What is free:

• GP consultations
• Specialist consultations via GP referral
• Emergency and inpatient care at Mater Dei
• Most medications on the government formulary (for registered residents with the relevant chronic condition cards)
• Maternity and paediatric care
• Basic dental care (though with long waits — see the dental section)

Who is entitled:

• Maltese citizens and permanent residents
• EU/EEA nationals with a valid European Health Insurance Card (EHIC) for temporary stays
• EU/EEA nationals who have registered as residents in Malta
• Third-country nationals with a valid Maltese residence permit
• UK nationals who have transferred their NHS healthcare entitlement via the S1 form

Registration is straightforward. You attend your nearest polyclinic with your residence documentation (residence card, lease agreement or property title deed, and passport), complete a short registration form, and are assigned to a GP. Your healthcare entitlement card is issued, which you present at all subsequent appointments.

Mater Dei Hospital: Malta's Central Hospital

Mater Dei Hospital, located in Msida adjacent to the University of Malta campus, is the Republic of Malta's main acute general hospital. Opened in 2007 as a replacement for the ageing St Luke's Hospital, it was purpose-built to modern specifications and remains the most significant healthcare infrastructure investment in the island's history.

Key facts:

• 825 inpatient beds
• Over 30 clinical departments
• 24-hour Accident & Emergency department
• Level 1 trauma designation
• Cardiac catheterisation and electrophysiology suites
• Oncology and haematology wards
• Maternity unit delivering approximately 5,000 births per year
• Adult intensive care, neonatal ICU, and paediatric ICU
• Full diagnostic imaging including MRI, CT, PET-CT, and nuclear medicine

Emergency care at Mater Dei is genuinely excellent. The A&E department handles around 90,000 attendances per year. Triage is efficient, and life-threatening presentations are seen immediately. The resus and majors areas are well-staffed and equipped. For serious emergencies — chest pain, stroke, major trauma — Malta's system performs as well as any comparably sized European hospital.

Elective procedures are where honest assessment is required. Waiting times for non-urgent elective surgery — hip replacements, cataracts, non-emergency cardiac procedures, orthopaedic interventions — typically range from 3 to 12 months, and in some specialties can extend further. These waits are considerably shorter than in the UK NHS, but they are a reality that many expats address by accessing the same procedure privately, either at Malta's private hospital or by travelling briefly to Italy or the UK for surgery.

Navigating the system: Mater Dei operates on a GP-referral model for specialist outpatients. Your polyclinic GP refers you, you receive an appointment letter — typically within days to weeks for urgent referrals, weeks to months for routine ones — and you attend the relevant outpatient clinic. All consultants and senior medical staff speak English fluently; many are graduates of or have trained at British, Italian, or other European medical schools.

Private consultant privilege within Mater Dei is a useful option that many expats use. It is possible to arrange a private consultation with a consultant who also works at Mater Dei, paying a private fee (typically EUR 100–180) for a faster appointment and longer consultation. The subsequent treatment, if admitted through the public system, is then covered free of charge.

Private Healthcare in Malta 2026

Malta's private healthcare sector has expanded significantly over the past decade, driven by growing expat demand and increasing disposable income among the local middle class. The private sector offers faster access, more comfortable facilities, direct specialist booking without GP referral, and a more amenity-focused experience.

St James Hospital in Santa Venera is Malta's principal private hospital and the flagship of the private sector. It offers inpatient and day surgery capabilities, a 24-hour private A&E, medical imaging, a maternity unit, and a broad range of specialist outpatient clinics. The facilities are modern, waiting times for appointments are typically days rather than weeks, and the patient experience is attentive and personalised. St James is the first port of call for most expats seeking private inpatient care in Malta.

Karin Grech Rehabilitation Hospital in Pieta offers specialist rehabilitation services including stroke rehabilitation, post-surgical rehab, and neurological rehabilitation. It operates as a government entity but with significant private patient capacity.

Boffa Hospital in Floriana is Malta's designated cancer treatment centre, operating under public auspices but offering services that blend public and private patient pathways. Oncology services here are of a good standard, though complex or highly specialist oncological cases are often referred to Italy — typically Palermo or Catania, or further north to Rome or Milan.

Private clinics are concentrated in Sliema, St Julian's, Valletta, and Msida. Most offer specialist consultations, diagnostic services, physiotherapy, and minor procedures. Many of Malta's leading consultants hold clinic sessions in these facilities in addition to their public hospital commitments.

Approximate private consultation fees (2026):

These costs are substantially below equivalent private care costs in the UK, Switzerland, or the Nordic countries, making Malta an attractive proposition for internationally mobile retirees who budget for a degree of private healthcare.

Health Insurance for Expats in Malta

Health insurance strategy is one of the first practical matters any expat moving to Malta should address. The right approach depends on your nationality, residency status, and health circumstances.

When is insurance mandatory? Non-EU nationals applying for the Malta Permanent Residence Programme (MPRP) or certain other visa categories are required to demonstrate comprehensive health insurance coverage as a condition of their application. This is a hard requirement, not a recommendation.

When is insurance strongly advisable? For all expats, even those entitled to use the public system. EU nationals with an EHIC are covered for necessary care during temporary stays, but the EHIC is not a substitute for insurance once you become a resident — it does not cover repatriation, private care preferences, dental, or long-term treatment costs. UK retirees with an S1 form have public care covered, but many choose supplementary private insurance for faster access, private rooms, and international cover when travelling.

Approximate health insurance costs in Malta (2026):

Premiums vary significantly based on age, pre-existing conditions, excess chosen, and the scope of cover. These are indicative ranges for plans covering inpatient, outpatient, specialist consultations, and emergency repatriation.

Leading providers active in the Maltese expat market:

• AXA — strong international network, competitive for mid-range cover
• BUPA International — premium positioning, excellent for high-net-worth clients with complex needs, strong UK hospital network for repatriation
• Cigna Global — flexible modular plans, popular with globally mobile professionals and retirees
• Allianz Care — solid European coverage, good value for couples
• GasanMamo — the leading local Maltese insurer, competitive for residents primarily using the local system
• VIVA Insurance — local provider, affordable entry-level plans

What to look for in a policy:

• Inpatient and day surgery cover (essential)
• Outpatient cover including specialist consultations (highly recommended)
• Diagnostic tests and imaging (important given the cost of MRI/CT privately)
• Dental and optical (check sub-limits carefully)
• Emergency medical evacuation and repatriation cover
• International cover for when you travel within Europe and beyond
• Pre-existing condition treatment (many plans exclude this; some specialist expat plans include it after a waiting period)
• No monetary cap that is too low — ensure inpatient cover of at least EUR 1,000,000 per year

For high-net-worth buyers, a premium international plan from BUPA International or Cigna Global with full outpatient cover, dental, and worldwide repatriation will typically cost EUR 250–500 per month per person in the 60–70 age bracket. This is a manageable cost relative to Malta property ownership and the lifestyle it enables.

Dental Care in Malta

Dental care in Malta is one of the most pleasant surprises for expats arriving from the UK or Northern Europe. Quality is high, availability is excellent, English is universal, and costs are substantially lower than in comparable Western European markets.

Public dental care is available at polyclinics and is free for entitled residents, but it is the aspect of the public system where waiting times are most keenly felt. Public dental is realistically best suited to emergency extractions and basic check-ups. For routine, aesthetic, or restorative dentistry, private dental care is the practical choice for most expats.

Private dental care in Malta is excellent. There are well-equipped private dental practices throughout Sliema, St Julian's, Valletta, Mdina Road (Attard), and across the island. Many dentists trained in the UK, Italy, or other European countries and maintain practices that would feel entirely familiar to a British or Northern European patient.

Approximate private dental costs in Malta (2026):

A dental implant in Malta at EUR 1,200–2,000 compares to EUR 2,500–4,000 in the UK and EUR 2,000–3,500 in Germany. This cost differential has made Malta a dental tourism destination in its own right, with patients flying in specifically for implant work, comprehensive restorations, and smile makeovers. For expat residents, the savings on ongoing dental care over years of residency are considerable.

Most private dental practices in Malta accept major credit cards and can provide receipts for insurance claims. A growing number of dental practices offer dedicated plans for expat patients with regular maintenance included.

Mental Health Services

Mental healthcare in Malta has historically been underprovided relative to the physical health sector — a pattern common across many Southern European countries — but the situation has improved significantly in recent years, and expats will find a reasonable range of services available.

Mount Carmel Hospital in Attard is Malta's public psychiatric hospital, providing inpatient psychiatric care and community mental health services. It has undergone significant reform and investment since 2015, shifting toward a more community-based, recovery-oriented model. For acute psychiatric crises, the system functions adequately. For long-term outpatient psychiatric care through the public system, waits can be protracted.

Private mental health services are the practical choice for most expats. There is a growing network of private psychologists, psychotherapists, counsellors, and psychiatrists operating across Malta. The majority are English-speaking — many trained in the UK, Italy, or other European countries. Consultation fees for private therapy sessions range from EUR 60–120 per session with a psychologist or counsellor, and EUR 120–200 for a private psychiatric consultation.

Telehealth options have expanded greatly since 2020. Many expats in Malta use international telehealth platforms — including Babylon, Push Doctor, and BUPA's virtual GP services — in addition to or instead of face-to-face consultations. This is particularly useful for mental health, where continuity of relationship matters and where an expat may wish to maintain a therapeutic relationship with a practitioner from their home country.

Expat counselling services are available informally through the expat community, and organisations such as Richmond Malta and the Malta Mental Health Network can provide referrals. Awareness of and willingness to access mental health services is notably higher among the expat community than in the general Maltese population, and practitioners servicing expats are attuned to the particular stressors of relocation, cultural adjustment, and life transitions in later life.

Specialist Care and the Referral System

Understanding how to access specialist care in Malta is essential for any expat managing a chronic condition or anticipating the need for specialist intervention.

In the public system, specialist access works via GP referral. Your polyclinic GP assesses your condition and, where appropriate, generates a referral to the relevant Mater Dei outpatient clinic. You receive an appointment letter — typically within days to weeks for urgent referrals, weeks to months for routine ones — and attend the outpatient department. All consultants in the public system at Mater Dei speak English.

In the private system, you can book specialist consultations directly, without GP referral. Most private specialists in Malta hold clinic sessions at their own rooms or at private clinic facilities. You can self-refer. Waiting times for private specialist appointments are typically 3–14 days for most specialties.

For complex or highly specialised procedures that fall beyond the scope of Malta's relatively small hospital system — certain cardiac surgeries, complex neurosurgeries, rare oncological protocols, advanced transplant medicine — Malta has established pathways for transfer to Italy. The most common destinations are Palermo, Catania, and Rome. For UK nationals, transfer to UK specialist centres remains an option, particularly for those with BUPA or other UK-network insurance.

Medical tourism to Italy is a practical and well-worn path for Malta residents. Italy's healthcare system — particularly in Sicily and the major northern cities — is world-class in key specialties. Travel time is short. Italian is not required; major Italian hospitals have international patient departments staffed in English. Many Maltese consultants have Italian medical school training and maintain informal referral relationships with Italian specialist colleagues.

Air ambulance and medical evacuation considerations are relevant for any international resident. European air ambulance services can reach Malta within 2–3 hours. Many comprehensive international health insurance policies include medical evacuation as standard. If yours does not, it is worth adding. The cost of an ad hoc air ambulance flight from Malta to a major European centre can run to EUR 15,000–50,000, making insurance coverage non-negotiable for those without very substantial liquidity.

Pharmacy and Medication in Malta

Malta's pharmacy network is extensive relative to the island's size. There are over 200 registered pharmacies across Malta and Gozo, and in populated areas such as Sliema, St Julian's, and Valletta, pharmacies are never far away. Many are open late and on weekends; a duty pharmacy rota ensures 24-hour coverage in most areas.

Over-the-counter availability in Malta is notably more liberal than in the UK or the US. Many medications that require a GP prescription in those countries — including some antibiotics, low-dose anxiolytics, certain antihistamines, and a range of pain management medications — are available over the counter in Malta. This is both a convenience and a responsibility: if you are managing a condition, bring adequate supply of your regular medication and obtain a Maltese prescription for ongoing supply.

EU drug approvals apply. Malta operates within the European Medicines Agency framework, meaning that all medications approved by the EMA are available in Malta. Brand names may differ from UK or US equivalents, but the active ingredients are identical. Pharmacists are generally knowledgeable and helpful in identifying Maltese equivalents of medications brought from other countries.

Subsidised medication for residents is available through the Government Formulary and Benefits Book system. Residents with certain chronic conditions — hypertension, diabetes, thyroid conditions, cardiac conditions, and others — can obtain listed medications free or at minimal cost with the appropriate condition card, issued through the polyclinic. This is a significant financial benefit for long-term residents managing chronic conditions.

English-speaking pharmacists are universal throughout Malta. You will encounter no language barrier in a Maltese pharmacy.

Healthcare for Children in Malta

Families relocating to Malta with children will find that paediatric services are comprehensive, accessible, and of a good standard.

Mater Dei Hospital provides the full range of paediatric acute services, including a dedicated paediatric A&E triage stream, paediatric wards, a neonatal intensive care unit, and a paediatric ICU. Mater Dei's neonatal unit is the most advanced in Malta and handles premature births and complex neonatal conditions. Paediatric surgical services cover the common childhood surgical needs.

Private paediatric consultations are widely available. There are several private paediatricians operating in Sliema, St Julian's, Birkirkara, and other areas. A private paediatric consultation typically costs EUR 60–120. All private paediatricians serving the expat population are English-speaking.

Finding an English-speaking paediatrician: The easiest routes are through your international health insurer's provider directory, through recommendations in expat Facebook groups (the Malta Expats group has tens of thousands of members and is an excellent practical resource), or through a referral from your GP.

School health checks are integrated into the state school system but are also routinely arranged by private schools, which are the choice of most expat families. International schools in Malta — including the Malta International School and QSI International School — typically have relationships with private paediatricians for routine health assessments.

Vaccination schedule in Malta follows the EU/EEA childhood immunisation schedule, administered through polyclinics and district health centres. The schedule covers all standard EU-recommended vaccines. Expat children arriving with partial vaccination records from other countries can have their schedules completed at the local health centre; staff will review existing records and recommend any catch-up doses. Vaccines on the national schedule are free for resident children.

Registering with the Health System as an Expat

The registration process is sequential and straightforward, though it does require some administrative legwork in the first weeks of arrival.

Step 1: Obtain your residence documentation. You must have a valid Maltese residence permit (for non-EU nationals) or have registered your residence with Identity Malta (for EU nationals). EU nationals complete a registration certificate application at the Expatriates Unit at Identity Malta in Valletta. Non-EU nationals will have their residence card as part of their visa process.

Step 2: Register at your local polyclinic or health centre. Bring your residence documentation (residence card or EU registration certificate), passport, and proof of address (lease agreement, utility bill, or property deed). You will complete a registration form and be assigned to a GP at that health centre.

Step 3: Obtain your healthcare entitlement card. Upon registration, you will be issued (or can apply for) a healthcare entitlement card, which confirms your right to free public healthcare and is presented at all subsequent appointments and for prescription collection.

Step 4: Register with your assigned GP. Book an initial appointment with your assigned GP. This is your opportunity to review your medical history, ongoing medications, any chronic condition cards you may need, and to establish the relationship that will underpin your public healthcare access.

For UK nationals — the S1 form: UK retirees (and some other categories of UK nationals) who are in receipt of a UK State Pension or certain other UK benefits may be entitled to transfer their UK NHS healthcare entitlement to Malta via the S1 form. The S1 (previously known as the E121) is obtained from HMRC or the Department for Work and Pensions (DWP) in the UK before you leave. You then register the S1 form with the Maltese health authorities. This grants you free public healthcare in Malta, effectively at the UK government's expense — the UK reimburses Malta for your care. This is a valuable entitlement that significantly reduces the insurance burden for qualifying UK retirees. Contact the DWP Overseas Healthcare Services team on +44 191 218 1999 before departing the UK.

For EU nationals — the EHIC: EU and EEA nationals making temporary stays in Malta should carry their European Health Insurance Card, which grants access to necessary public healthcare at no cost. Once you become a resident, you register through the standard process above; the EHIC is no longer your primary mechanism.

For non-EU nationals — the GlobalHealth Card: Third-country nationals with a valid Maltese residence permit are entitled to public healthcare and can obtain the GlobalHealth entitlement card through the local health centre registration process.

Frequently Asked Questions

Is healthcare free in Malta for EU expats? Yes, with important nuance. EU nationals holding a valid European Health Insurance Card receive free necessary treatment at public facilities during temporary stays. Once you establish residency in Malta and register with a polyclinic, you are entitled to free public healthcare as a resident — including GP care, hospital care, and subsidised medications. Private healthcare is not covered and is paid out of pocket or through insurance.

What is the best private hospital in Malta? St James Hospital in Santa Venera is Malta's leading private hospital. It offers 24-hour private A&E, inpatient wards, day surgery, a maternity unit, and a broad range of specialist outpatient clinics. Facilities are modern, waiting times are short, and the patient experience is notably more personalised than the public system. For specific specialties — orthopaedics, cardiology, gynaecology — individual consultants' reputations matter as much as the facility itself, and your insurer's provider directory or local expat network will point you to the right names.

Do I need private health insurance in Malta? It is mandatory for non-EU nationals applying for the MPRP or certain other visa categories. For all other expats, it is strongly recommended. Even those fully entitled to free public care benefit from private insurance for faster specialist access, private rooms during inpatient stays, dental cover, international cover when travelling, and medical repatriation if required.

How do I register with a GP in Malta? Attend your nearest polyclinic or health centre with your residence documentation, passport, and proof of address. Complete the registration form; you will be assigned to a GP at that centre. Book your first appointment to establish your medical history on file and discuss any ongoing medications or referrals you may need.

Can I use my EHIC card in Malta? Yes. EU and EEA nationals with a valid EHIC card can use it for necessary treatment at public facilities during visits to Malta. It covers the same treatment that Maltese residents are entitled to in the public system. It does not cover private care, elective treatment planned before travel, or repatriation. Once you become a Maltese resident, you register through the standard resident process rather than relying on the EHIC.

What does health insurance cost in Malta per month? For a single person aged 55–65 with comprehensive cover — inpatient, outpatient, specialists, dental — expect to pay EUR 120–200 per month with a reputable international insurer such as BUPA International or Cigna Global. For a couple in the same age range, EUR 220–350 per month is a reasonable planning figure. Premiums rise with age and are affected by pre-existing conditions, excess levels chosen, and the geographical scope of cover.

Is dental treatment cheaper in Malta than the UK? Significantly cheaper, yes. A single dental implant including crown costs EUR 1,200–2,000 in Malta compared to EUR 2,500–4,000 in the UK. A porcelain crown costs EUR 400–700 in Malta versus EUR 700–1,200 in the UK. Root canal treatment runs EUR 200–450 in Malta versus EUR 500–900 or more in the UK. Quality is comparable to Northern European standards — many Maltese dentists trained in the UK or Italy. Malta has become a dental tourism destination precisely because of this cost differential.

How good is Malta's public healthcare compared to the UK NHS? For emergency and acute care, Malta compares very favourably. A&E waiting times at Mater Dei are shorter than NHS A&E on average. English is the working language throughout. For elective procedures, Malta's waiting times of 3–12 months for non-urgent surgery are better than the current NHS but not transformative. The key advantages for expats over the NHS are: shorter A&E waits, English language universally, and the ease of accessing private care at a fraction of UK private costs when public waits are unacceptable.

What is an S1 form and do I need one as a UK retiree in Malta? The S1 form (previously E121) is a document that transfers your UK NHS healthcare entitlement to another country. If you receive a UK State Pension or certain other qualifying UK benefits and are moving to Malta permanently, you may be eligible. You obtain the S1 from the DWP Overseas Healthcare Services team before leaving the UK. You then register it with Maltese health authorities, entitling you to free public healthcare in Malta — with the UK government reimbursing Malta for the cost of your care. It is one of the most financially valuable entitlements available to UK retirees abroad and is worth confirming your eligibility for well in advance of your move.

Are there English-speaking doctors in Malta? Universally, yes. Malta is an officially bilingual country and English is the language of instruction at the University of Malta Medical School. Every doctor, specialist, nurse, and most administrative staff in both the public and private sectors are fully fluent in English. Language is simply not a barrier to healthcare in Malta, which sets it apart from most other Southern European relocation destinations and is one of the system's most practically significant advantages for British, Irish, American, and other English-speaking expats.

Making Your Move with Confidence

Healthcare is a central pillar of any serious relocation decision, and Malta stands up well under scrutiny. A robust public system — free for residents, English-speaking throughout, with short emergency response times — combined with an accessible and affordable private sector means that most day-to-day and acute healthcare needs are well served on the island. For highly specialist or complex interventions, proximity to Italy and the wider European network provides reassurance that even the most demanding medical situations have a clear pathway.

The practical steps — registering at a polyclinic, arranging appropriate health insurance, understanding your S1 or EHIC entitlements — are manageable and well worth completing promptly upon arrival. The result is a healthcare position that most expats find considerably less stressful than they anticipated: competent, English-speaking, and accessible at a cost well below what they may be accustomed to paying privately in the UK or Northern Europe.

At Malta Luxury Real Estate, we work with internationally mobile buyers and their advisers on every dimension of the relocation process. Many of our clients raise healthcare as part of their due diligence, and we are happy to share referrals to trusted legal advisers, insurance brokers, and relocation consultants who specialise in the expatriate Malta market. If you have questions about healthcare as it relates to your property purchase or residency planning, reach out to us at info@maltaluxuryrealestate.com — we are always glad to help.